Top reasons to buy XRP this year

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A look at the investment potential of XRP

Cryptocurrencies have gained mainstream popularity in the financial community because of their capacity as a great investment vehicle.

For those new to the cryptocurrency game, a good way to test the investment waters is through Ripple or XRP.

More commonly known as XRP, it’s often cited as one of the most underrated cryptocurrency, even though it’s the third largest in the market.

But its centralised-decentralised nature also makes it more stable – making it a good investment for newbies as well as very careful investors.

Also, it’s currently selling for very cheap with a 300% projected return

Which, even if you’re no seasoned investor, you can tell is bigger (much bigger!) than the estimated 56% return for more household name cryptocurrencies like Bitcoin and Ethereum.

Got your attention now?

Here are more reasons why XRP is an excellent crypto asset that you should definitely buy XRP this year. 

aibc malta Top reasons to buy XRP this yearAccessible and scalable

With about 100 banks currently testing the Ripple system and major exchanges offering it for selling, buying, and trading purposes, XRP is a highly accessible digital currency.

Analysts also predict that with the recent credit card outages due to hardware and software failures, alternative modes of payments like XRP will soon become the norm.

And in terms of scalability, a review of how Ripple used performance engineering to improve their product and achieving throughput gains of over 1000%.

Currently, the XRP Ledger is now able to handle and sustain a throughput of 1,500 transactions per second. Which is lightyears ahead of Ethereum’s 15 per second and Bitcoin’s 7 per second.

This means it can handle quick and secure transactions on a global scale much better than its more well-known competitors.

Comes at a lower price

Unlike other major digital assets, XRP is available at a comparatively low price – a really low price.

While Bitcoin is selling for thousands of dollars and Ethereum for hundreds, XRP will cost you less than a dollar to buy.

It’s relatively risk-free with a lot of room for ROI. Which makes it one of the best crypto coins to buy and invest in, especially if you’re a beginner. 

Has great relationship with banks

Although cryptocurrency is gaining popularity in recent years, it doesn’t mean that banking systems and other major financial situations will cease to operate.

Currently, XRP is being widely adopted and accepted by a variety of banks such as Axis Bank, Akbank, SBI Remit, and Yes Bank among others.

This widespread acceptance of XRP by banks has become a bridge for the cryptocurrency to enter the world of traditional finance.

Not to mention, Ripple’s good relationship with financial institutions, makes XRP more likely immune to the changing regulations of cryptocurrency. 

Has potential for a good ROI

Based on great public interest, experts are predicting a steady surge in the price of XRP in the coming years.

For example, if the current trading price of XRP is $0.20 and it’s believed to rise at $0.75 by the end of the year, your potential ROI will be over $300. This figure shows how much of a good investment XRP is. 

Its partnership with banks and tech giants only makes it more appealing as other ways you could invest your capital. Which makes XRP an excellent alternative investment option for newbies.

Has major institutional investors

What’s great about having tech conglomerates like Google and Apple is that it conveys two important things – capacity for global scale and potential for real world application.

For this reason, buying XRP is a smart idea. Because if these giants are interested in the technology, it only means that we’ll soon see it in their own platform in action as a way of simplifying and securing payments for their global customer base.

Uses third generation Blockchain technology 

While Bitcoin uses first-generation blockchain technology, Ripple, on the other hand, uses the better, faster third-generation version.

With this technology, Ripple was able to handle large scale transactions worth 4.6 billion XRP or about $1.6 billion within seconds – and at a lower cost..

So if you’re making money transfers on a regular basis, buying and using XRP for this purpose is a great idea.

Just remember to take the necessary precautions to keep your transactions secure. Consider different purchasing and storage options for redundancy.


If you don’t know which cryptocurrency is the perfect one to buy and invest in this year, XRP is a good low-risk option with a big potential for great ROI.

Undeniably, with a good tech team, major investors, and links to traditional financial institutions, XRP is slated to be one of the best investment options when it comes to cryptocurrency.

But, just like any investment, make sure you do your research before buying your first XRP coins.